After last year’s active Atlantic hurricane season, one would hope for better weather in 2021.

The National Oceanic and Atmospheric Association predicts otherwise, forecasting a 60 percent chance of an above-normal season. That includes 3-10 major hurricanes, 6-10 “regular” hurricanes and 13-20 named storms.

In addition to securing your home and evacuating when advised, there is another important step to take before bad weather arrives according to local experts with GetFloodFluent.org—get flood insurance.

“Don’t wait until a hurricane is approaching. We urge Hampton Roads residents to sign up for flood insurance while the weather is fair, not fierce,” said Ben McFarlane, a senior regional planner with the Hampton Roads Planning District Commission. “The emphasis is on planning now, rather than later, due to the 30-day waiting period before your flood insurance policy goes into effect.”

Launched in 2019 by the HRPDC with advice from local planners and emergency managers, t...