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New owners take over Action Insurance Agency

Tim and Sandy Ratliff are the new owners of Action Insurance Agency, Inc., located in a building behind Virginia Country Real Estate on Route 17, Ordinary.

Ratliff said he is president of the company and his wife is vice president. They bought the business from Joe Montfort, who remains with them as an agent.

Ratliff said they recently became brokers for Mutual of Omaha insurance lines and also are a Smart Choice agency, carrying many lines offered by that Greensboro, N.C.-based company.

They sell lots of personal and casualty insurance, Ratliff said, as well as homeowners, renters, car, life and other types of insurance.

There’s been an increase in local residents acquiring renters insurance, Ratliff said, as more people now understand that the landlord does not insure their possessions.

Action Insurance represents about 20 different lines of insurance, Ratliff said, which allows him and Montfort to shop around for the best coverage to benefit individual homeowners and busi...

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