Editor, Gazette-Journal:

In his letter, Mr. Davis (“Social Insecurity,” Jan. 19 Readers Write) did a very good job of explaining why Social Security does not work. An analysis from the nonpartisan Committee for a Responsible Federal Budget says Social Security cannot currently guarantee full benefits to current retirees, who can expect a 20 percent cut in benefits on the expected 2035 insolvency date. The program is expected to run a cash deficit of nearly $2.5 trillion over the next decade (www.crfb.org/papers/analysis-2022-medicare-trustees-report).

Like Mr. Davis pointed out, any half-decent money manager should have been able to invest the money the government “steals” from us and grow it. Instead, they borrow from the pool of money to spend on unrelated projects. And they want to continue printing money to keep the system going, which adds to inflation and makes that money worth less when people finally do retire. A balanced budget would help us cut down our debt instead of...