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Do you need to update your estate planning documents?

It’s important to be prepared for whatever the future might hold.

This is one of the reasons why some people are drawn to a continuing care retirement community (CCRC, or “life plan community”), which offers access to a full continuum of care services that may be needed in the future.

Preparing for life’s “what ifs” also includes creating and maintaining up-to-date estate planning documents. As you plan, here are a few of the most important documents that you should ensure you have created.

A will or trust

A will provides direction on how your money and property should be distributed when you die. Under a will, the distribution of your assets must go through a legal process called probate, which validates the authenticity of the will, inventories and appraises the associated property, pays out any debts and/or taxes, and finally, distributes the remaining assets based on the directions within the will. In many ways, a trust has a lot in common with a will—providi...

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