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Annette Lowry Duncan, 94, passed away on Wednesday, Nov. 4, 2015, in Walter Reed Convalescent Center, Gloucester. 

She was born on Dec. 28, 1920, and was the daughter of the late Alice Acree and Henry Lowry. She was a longtime member of Ware Episcopal Church, a member of the American Legion Auxiliary Post 75, and the Mildred Warner Chapter #120 OES.

She was retired from SunT­­rust Bank.

She is survived by her daughter, Rebecca K. Horsley and her husband Cliff; son, Al Knapp and his wife Paula; four grandchildren, Heather, Kimber, Jason and Candy, and several great-grandchildren.

A graveside service will be held on Thursday, Nov. 12, 2015, at 11 a.m. in Ware Episcopal Church Cemetery by the Rev. Grant Ambrose.

Memorial donations may be made to the Ware Church Memorial Fund.

The family is very appreciative of the love and care that Mrs. Duncan received from the staff of Walter Reed Convalescent Center.

Andrews Funeral Home & Crematory, Gloucester, Va., is in charge of arrangements.